Category: Save Money

February 8, 2025 Off

Love on a Budget: Sweet Valentine’s Gifts Without Breaking the Bank

By The Admiral Staff

This article offers budget-friendly Valentine’s Day gift ideas, suggesting shoppers utilize discount stores to find thoughtful presents for under $10. Beyond traditional options like candy and cards, the article proposes creative, personalized gifts like curated playlists, handwritten notes, homemade baked goods, a cozy movie night, or luxurious bath items. It also suggests earning extra cash through online surveys and tasks to fund the celebration, listing several platforms like InboxDollars and FreeCash.

February 5, 2025 Off

The Price of Love: Navigating Rising Pet Care Costs

By The Admiral Staff

A recent Rover survey reveals that pet care costs are rising, ranging from $610 to $3,555 annually for dogs and $325 to $1,600 for cats. Despite these expenses, 82% of pet owners find the most happiness in their pets. The article provides 20 tips for saving money, including adoption, utilizing loyalty programs, buying medications online, and DIYing pet furniture and toys. Other strategies involve feeding pets human food,

February 2, 2025 Off

Smart Giving: How to Ensure Your Donations Make a Difference

By The Admiral Staff

Before donating to a charity, it’s wise to ensure your money is used effectively. First, verify the organization’s legitimacy using watchdog sites like Charity Watch or Charity Navigator. Second, check the “program expense ratio” to see how much of the donation goes directly to programs versus administrative costs – ideally, at least 75% should support programs. Finally, confirm the charity’s tax status; donations to 501(c)(3) organizations are typically tax-deduct

February 1, 2025 Off

Cash Back & Claims: February’s Settlements You Need to Know About

By The Admiral Staff

Ten settlements are currently accepting claims, offering consumers potential recovery for various issues including data breaches, subscription fees, product defects, and uninhabitable living conditions. Settlements address data breaches at Vi, Morrison Community Hospital, MondelΔ“z, Nonstop Administration, Professional Finance, and Rise Interactive, as well as a Progressive vendor breach. Other settlements cover automatic renewal subscription issues with System1, uninhabitable apartment conditions at Meridian Heights Apartments, battery defects in Chevy Bolt vehicles, and a settlement with General Motors and LG

January 30, 2025 Off

Is the 50/20/30 Budget Still Realistic?

By The Admiral Staff

The article discusses the 50/20/30 budgeting rule, popularized by Elizabeth Warren, which suggests allocating 50% of after-tax income to essential living expenses, 20% to financial goals, and 30% to personal spending. However, the article notes that rising housing costs and income inequality make this rule increasingly unrealistic for many Americans. While it can be a useful tool for those with sufficient income, the piece offers alternative strategies for those struggling to meet essential