Home » Save Money » Page 25
May 29, 2025
By
The Admiral Staff
With new and used car prices soaring, buying a used rental car is emerging as a budget-friendly alternative. Companies like Hertz, Enterprise, and Avis sell their former fleet vehicles at affordable prices, often still relatively new with updated technology. You can find vehicles under $20,000, even as low as $15,000, significantly less than the average used car price. Benefits include potential manufacturer warranties, certified programs with inspections, extended test drives (like Hertz’s
May 25, 2025
By
The Admiral Staff
Amidst economic uncertainty and potential recessionary conditions—driven by factors like tariffs, immigration policies, and federal worker layoffs—experts advise individuals to prepare their finances. The key decision is whether to prioritize saving or paying down debt. A balanced approach, splitting extra funds between both, is often recommended. While a six-month emergency fund is standard, the ideal amount depends on individual circumstances. Saving is crucial if job security is uncertain or savings are low, while paying off debt, especially high-interest credit
May 20, 2025
By
The Admiral Staff
The article offers a variety of “hacks” to save money on Starbucks purchases. These range from joining the Starbucks Rewards program and utilizing discounted gift cards, to simple strategies like ordering a larger size and splitting it, requesting “light ice,” or bringing your own cup (earning a 10-cent discount and extra reward stars). Other tips include customizing drinks with cheaper additions, buying coffee travelers for bulk savings, opting for free water instead of bottled, and even getting a free “Puppuccino
May 17, 2025
By
The Admiral Staff
A reader approaching 65 is concerned about affording Medicare Part B and asks if taking Social Security now, with deductions for Medicare, is better than waiting. Experts advise that while filing for Social Security before full retirement age (66 and 7/8) will reduce monthly payments, prioritizing healthcare needs or financial stability outweighs maximizing benefits. Social Security budgets for lifetime payments, so early filing simply spreads the total amount over a longer period. Alternatives for lowering Medicare costs are also available at Medicare.gov.
May 13, 2025
By
The Admiral Staff
This article details the author’s experience purchasing an electric vehicle (EV), a 2024 Hyundai Ioniq 5, and shares four key things she wishes she had known beforehand. Firstly, EV ownership involves unexpected costs beyond the car’s price, including higher-than-anticipated electric vehicle registration fees (potentially $50-$400 depending on the state). Secondly, home charger installation can be surprisingly expensive, potentially costing around $2,000 due to electrical
