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July 29, 2025
By
The Admiral Staff
The article outlines various strategies for graduates to accelerate student loan repayment. These include making biweekly payments, refinancing for a lower interest rate, and utilizing the debt avalanche method. Other practical tips involve enrolling in autopay, applying windfalls to the principal, choosing shorter repayment terms, and leveraging side hustles or cash-back apps. Finally, it suggests strategies like deducting student loan interest at tax time and exploring income-driven repayment plans for those with modest incomes.
July 28, 2025
By
The Admiral Staff
The article highlights common and costly mistakes retirees make with Medicare, emphasizing the importance of research and planning. Key mistakes include missing the initial enrollment window (leading to late enrollment penalties), assuming Medicare is free (it has premiums and deductibles), delaying Part B when employer coverage isn’t “creditable,” skipping prescription drug coverage (Part D), not understanding the differences between Original Medicare and Medicare Advantage, and failing to review coverage annually. The article also suggests additional ways to save money beyond Medicare, like using
July 28, 2025
By
The Admiral Staff
To maximize savings at farmers markets, shoppers can employ several strategies. These include shopping late for discounts, buying in bulk, using cash, and engaging with farmers. Planning meals, comparing prices, opting for “ugly” produce, and shopping in inclement weather can also lead to significant savings. Bringing your own bags, splitting purchases with friends, and utilizing all parts of the produce are additional ways to save money and reduce waste.
July 24, 2025
By
The Admiral Staff
The article highlights the importance of price comparison for saving money, arguing it’s a key to financial happiness despite Theodore Roosevelt’s famous quote. With 82% of consumers checking multiple options before online purchases, comparison shopping is increasingly vital due to rising costs. The article recommends seven websites and apps to help save on various expenses: HighSpeedInternet.com (internet), GasBuddy (gas), WhistleOut (cell phone plans), Penny Hoarder Auto Insurance Tool & Policygenius (auto insurance
July 23, 2025
By
The Admiral Staff
Facing high insurance deductibles can feel overwhelming, but there are several options to manage the costs. Consider requesting a payment plan from your provider, utilizing a Health Savings Account (HSA) if available, or exploring deductible loans from credit unions. Local nonprofits and assistance funds can provide grants, while strategically using a 0% APR credit card or selling unused items can offer quick cash. Other possibilities include checking for catastrophic coverage adjustments, deductible waivers, borrowing from a 401(k) (as
