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September 26, 2025
By
The Admiral Staff
Online dollar stores are emerging as appealing alternatives to traditional retailers, offering discounts on everyday items from the convenience of your home. While most don’t exclusively sell items for a dollar (prices generally range up to $1.25, with some items costing more), they provide significant savings. Several major dollar store chains, like Dollar Tree, Dollar General, and Family Dollar, have online shopping options. Many require minimum orders for free shipping or bulk purchases, especially for items like food and toiletries. The
September 24, 2025
By
The Admiral Staff
To save money on candles, consider alternatives like essential oil diffusers, reed diffusers, wax melts, or simmer pots using household ingredients like cinnamon and citrus. You can also earn money through online tasks (surveys, app testing) to fund your candle habit. If you prefer buying candles, look for bulk discounts, check discount stores, buy off-season scents, or explore second-hand options. Making your own candles is another cost-effective solution.
September 22, 2025
By
The Admiral Staff
The article highlights TD Bank’s Learning Center as a resource for setting and achieving financial goals. It emphasizes the importance of defining both short-term (e.g., paying bills) and long-term (e.g., retirement) goals, and provides a framework for creating realistic plans using the SMART system (Specific, Measurable, Achievable, Relevant, Time-bound). Key steps include assessing your current financial situation, creating a budget, establishing savings and investment strategies, and regularly re-
September 20, 2025
By
The Admiral Staff
Many Americans struggle to save money, with only 15% able to cover a $2,000 expense. Several apps can help simplify and automate the savings process. **Cleo** uses a chatbot to provide personalized financial insights and automate savings through rounding up purchases or setting budget limits. **Rocket Money** identifies and cancels unwanted subscriptions, potentially saving users an average of $720 per year. **Wealthfront** offers automated investing with tax-loss harvesting, while **Public**
September 19, 2025
By
The Admiral Staff
The article highlights the rising cost of mental healthcare and the barriers it creates, with over half of Americans not receiving treatment due to affordability. It offers 14 ways to access low-cost or free mental health services, including exploring Medicaid/Medicare, utilizing training clinics, joining support groups, negotiating with providers, and leveraging online resources like telehealth apps. Other options include connecting with spiritual communities, schools, employee assistance programs, LGBTQ centers, and veteran affairs. The article also emphasizes the importance of calling
