Category: Insights

September 7, 2024 Off

Cash In: Settlements, Side Hustles & Big Payouts You Need to Know

By The Admiral Staff

Several settlements are available for consumers to file claims by December 2024, resolving various issues. These include: $1.67 million from Change Healthcare and BCBSNC for unauthorized robocalls, $2 million from Gaia Inc. for sharing subscriber data without consent, $825,000 from Earth Rated for falsely advertising compostable poop bags, $1 million from Jefferson Dental for spam texts, and resolutions related to data breaches at Baer’s Furniture and Green Valley

Will Mystery: What to Do When Your Family Withholds the Details
September 5, 2024 Off

Will Mystery: What to Do When Your Family Withholds the Details

By The Admiral Staff

A reader is concerned their sister, the executor of their mother’s will, won’t provide a copy. According to legal expert Kimberly A. Hegwood, wills aren’t public record until probate is complete. The reader can file a “Motion to Present the Will” to request it from the executor, who is legally obligated to act in the best interest of the beneficiaries. If no will exists, the reader can initiate probate without one, overseen by a court-assigned administrator.

Beyond Social Security: What Happens When You’re Gone?
August 27, 2024 Off

Beyond Social Security: What Happens When You’re Gone?

By The Admiral Staff

Social Security doesn’t have individual accounts, but payroll taxes fund a trust from which benefits are paid. If you die, your payments stop, but survivor benefits may be available to qualifying family members. These benefits are based on your work record and aren’t “taking” your Social Security. Eligible survivors include: spouses (married at least nine months), ex-spouses (married at least 10 years and divorced for two), minor children, adult children with disabilities, and dependent parents (

Level Up Your Finances: How MoneyLion Can Help
August 26, 2024 Off

Level Up Your Finances: How MoneyLion Can Help

By The Admiral Staff

MoneyLion is a personal finance company offering tools, guidance, and financial products to help individuals improve their financial well-being. They provide accessible financial education through content like videos and a “Know Money” series, foster a supportive community within their app, and offer products such as credit-building loans, cash advances, and managed investing accounts. With a high user rating and a large TikTok following, MoneyLion aims to empower users to take control of their finances and achieve financial success.

Decoding Life Insurance: Factors, Rates & Smart Savings
July 26, 2024 Off

Decoding Life Insurance: Factors, Rates & Smart Savings

By The Admiral Staff

Life insurance premiums are influenced by numerous factors, with age being the most significant. Other key factors include gender (women typically pay less), health (including medical history, smoking status, and lifestyle), family medical history, criminal record, driving record, job/hobbies, and credit score. The type of policy (term vs. permanent) and coverage amount also significantly impact costs. To secure a better rate, experts recommend starting early, prioritizing health, opting for term life insurance, comparing quotes from multiple