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November 11, 2023
By
The Admiral Staff
A reader wrote to “Dear Penny” seeking advice after requesting their adult child allow them to move in to avoid needing care from strangers as they age. The advice suggests framing the request as a discussion rather than a demand and acknowledging the significant commitment it represents for the children, who may have their own families and concerns about future care needs. The author emphasizes open communication, considering the children’s perspectives, and being prepared for the possibility that the arrangement isn’t feasible, exploring alternative options like nearby apartments
November 5, 2023
By
The Admiral Staff
To achieve financial goals, set SMART goals: Specific, Measurable, Attainable, Relevant, and Timely. This involves detailing goals with specific numbers, tracking progress, ensuring goals are realistic given your circumstances, connecting goals to your broader life aspirations, and assigning deadlines. Breaking down larger goals into smaller, time-bound segments can further increase the likelihood of success.
November 2, 2023
By
The Admiral Staff
The article highlights several meditation apps offering accessible ways to manage stress, particularly relevant given recent challenging times. Options range from free apps like MyLife Meditation, Simple Habit, Insight Timer, and Calm, to premium subscriptions for more extensive content in apps like Ten Percent Happier, Headspace, and Breethe. Many apps offer personalized experiences, guided meditations, breathing exercises, sleep stories, and community features, catering to various needs and learning preferences.
August 30, 2023
By
The Admiral Staff
A growing number of fraudulent sellers are appearing on Amazon, offering enticingly low prices on items they don’t actually have. While Amazon’s A-to-Z Guarantee typically refunds buyers, these scammers profit and Amazon loses. To avoid these fake sellers, carefully review seller ratings and be wary of new sellers offering dramatically reduced prices.
August 19, 2023
By
The Admiral Staff
Research reveals your brain reacts to money similarly to drugs, triggering pleasure and potentially leading to risky decisions. fMRI scans show brain activity mirroring that of cocaine users when anticipating financial gain. Conversely, people often refuse free money, activating brain regions associated with pain and anxiety, driven by a sense of unfairness. Money can also provide pain relief, both physical and emotional, and even create feelings of strength and social acceptance. Finally, the “money illusion” demonstrates how the sheer size of numbers can trigger reward