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January 7, 2024
By
The Admiral Staff
A long-term unmarried partner may face challenges receiving a deceased partner’s retirement benefits, particularly Social Security, which typically requires marriage. While workplace retirement plans like 401(k)s can designate a non-spouse beneficiary, IRAs offer more flexibility. Estate planning, including beneficiary designations on retirement accounts, life insurance, and bank accounts, alongside a will and medical power of attorney, becomes crucial to protect assets and ensure the surviving partner’s well-being. The author suggests considering
January 2, 2024
By
The Admiral Staff
Due to rising return costs fueled by a surge in online shopping during the pandemic, Amazon is implementing a $1 fee for returns dropped off at UPS locations, but only if a free return option like Whole Foods, Kohl’s, or Amazon Fresh is closer. This change reflects a broader retail trend of retailers adjusting return policies to manage the substantial financial impact of merchandise returns, which totaled $816 billion in 2022.
December 21, 2023
By
The Admiral Staff
The article challenges the notion that not achieving certain milestones—like a lavish wedding, a brand new car, homeownership, or being debt-free—constitutes failure. Instead, it reframes these situations as potential opportunities for growth and suggests practical, accessible strategies to navigate them. The piece highlights resources like InboxDollars for earning extra income, Credit Sesame for improving credit scores, Stash for real estate investing, and AmOne for debt consolidation, demonstrating that financial well-being and achieving goals are often
December 2, 2023
By
The Admiral Staff
This article highlights 11 free, educational apps perfect for keeping kids entertained during long car rides. Options range from audiobooks and games featuring popular characters (PBS Kids Games, Khan Academy Kids) to language learning tools (Duolingo, Stories by Gus on the Go) and creative outlets like Mad Libs, Toontastic 3D, and ScratchJr. Several apps utilize library partnerships (Hoopla, OverDrive) for free access. The article emphasizes that screen time can be guilt
November 23, 2023
By
The Admiral Staff
A woman is ending a relationship after eight months of dating, during which her boyfriend consistently paid for everything and is now complaining about a gift she purchased. Despite his insistence on paying, she’s decided not to go on a pre-paid trip. The financial advice columnist suggests she pay her half of the trip cost to clear her conscience, and then firmly end the relationship, avoiding further discussion and focusing on her own feelings. The columnist cautions against allowing partners to consistently pay for everything, as it can
