Home » Credit Cards / Banking » Page 15
November 28, 2023
By
The Admiral Staff
The article highlights how improving your credit score can unlock financial goals like buying a home or car. It features Lorenzo Frias, who raised his score by nearly 170 points using the free website Credit Sesame. Credit Sesame provides personalized tips and tools to identify credit report errors and improve scores, recommending actions like credit-builder loans, secured credit cards, and disputing negative claims. Frias’s improved credit allowed him to secure an apartment lease and pre-approval for a mortgage, demonstrating the
November 6, 2023
By
The Admiral Staff
The article compares the best bank accounts for freelancers, highlighting the unique financial needs of self-employed individuals who work on a per-task or project basis. It emphasizes the importance of factors like low fees, accessible customer service, mobile-friendliness, and business account offerings. The top recommendations are Axos Bank (best for online banking), Chase Bank (best for traditional accounts with branch access), PayPal (best for accepting payments), and Lili (an all-in-one solution with expense tracking and
November 4, 2023
By
The Admiral Staff
A woman is seeking advice on how to handle her financially independent boyfriend’s dismissive comments about her finances. The advice columnist suggests she pay expenses proportionally to income, but highlights his refusal to let her contribute more than a small amount as a red flag indicating he may not see her as an equal. The columnist urges her to address his remarks directly and reconsider the relationship if he continues to imply she’s a gold digger, emphasizing she’s not holding him back and should not accept that narrative
October 12, 2023
By
The Admiral Staff
This article explains the differences between secured and unsecured loans, offering a guide to choosing the right type for your financial needs. **Secured loans** require collateral (like a car or home), often resulting in lower interest rates and easier approval, especially with lower credit scores, but carry the risk of losing the asset if you default. **Unsecured loans** don’t require collateral, have higher interest rates due to increased risk for the lender, and typically involve a faster approval process but require a good
October 11, 2023
By
The Admiral Staff
If your stimulus check was sent to the wrong bank account—whether closed, overdrawn, or unrecognized—you will eventually receive your payment, but it will likely take longer. If the account is closed, the bank will return the check to the IRS, who will then mail a paper check. If an account is overdrawn, banks may apply the payment to the negative balance, though many have paused this practice. For those who received their refund via a tax prep service’s temporary account, the
