Category: Build Assets

March 13, 2025 Off

Navigating Financial Advice: A Guide to Finding the Right Advisor

By The Admiral Staff

The article explores how to choose a financial advisor, noting the term is broad and encompasses various types with different qualifications. It outlines six categories: wealth managers (for high-net-worth clients), brokers/investment advisors, Certified Financial Planners (CFPs), Chartered Financial Consultants (ChFCs), financial coaches, and robo-advisors. The piece emphasizes the importance of understanding advisor fees, recommending fee-only advisors (who operate under a fiduciary duty) over fee-based advisors (who

February 26, 2025 Off

Top Pet Insurance Picks for 2025: Protecting Your Furry Friend

By The Admiral Staff

Unexpected vet bills can be costly, making pet insurance a worthwhile investment for many. The article highlights six top pet insurance companies for 2025, ranked based on coverage, flexibility, benefits, and reviews. **Trupanion** stands out with lifetime, per-condition deductibles and direct vet payments, while **Lemonade** offers affordability and a user-friendly app. **Healthy Paws** provides comprehensive coverage with no payout limits, and **Embrace** includes exam fee coverage. **

February 21, 2025 Off

Skip the Stress: A Smarter Way to Sell Your Home

By The Admiral Staff

The article discusses the stressful traditional process of selling a home and introduces Opendoor as an alternative. Opendoor is an e-commerce platform that buys homes directly from sellers, offering a streamlined, faster, and potentially less stressful experience. The process involves requesting a preliminary offer online, finalizing it with videos and an exterior viewing, and then accepting or declining the final offer. If accepted, sellers can choose a closing date and receive a cash payment. While traditional methods *might* yield a higher sale

February 14, 2025 Off

Secure Your Golden Years: Low-Risk Investments for Retirement

By The Admiral Staff

This article suggests six lower-risk investment options for retirement to help protect against financial setbacks. These include: **bonds** (debt obligations offering interest payments), **publicly traded REIT index funds** (offering high dividends), **high-interest savings accounts** (for easy access and FDIC insurance), **Treasury Inflation-Protected Securities (TIPS)** (protecting against inflation), **preferred stocks** (providing prioritized dividend payments), and **Certificates of Deposit (CDs)** (off

February 13, 2025 Off

Acorns: The Beginner’s Guide to Automated Investing

By The Admiral Staff

Acorns is an automated investing app ideal for beginners seeking a simple, hands-off approach to saving and investing. It rounds up everyday purchases to invest spare change and offers recurring investment options. Accounts include investing, retirement (IRAs), custodial accounts for kids, and a cash management checking account. While offering features like “Found Money” cashback and diversified portfolios, Acorns charges monthly fees that can be high for small balances, resulting in a significant percentage of the invested amount. It utilizes ETFs and Modern