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November 7, 2024
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The Admiral Staff
To help ease holiday financial stress, the article suggests opting for less expensive, yet flavorful, cuts of meat for your holiday dinner. It highlights alternatives to pricier options like short ribs or tenderloin, recommending beef brisket and chuck roast, ground beef, pork shoulder/butt, and chicken legs/thighs. The article provides recipes and tips for preparing these cuts to impress guests while staying within a budget, emphasizing that a memorable holiday meal doesn’t require a large expense.
November 7, 2024
By
The Admiral Staff
This article outlines six steps to achieve financial freedom, regardless of your definition. It suggests using tools and strategies to improve your credit score (Credit Sesame), reduce credit card debt (MoneyLion), start investing (Robinhood), secure life insurance (Bestow), lower car insurance costs (EverQuote), and create a budget using the 50/30/20 method. The article emphasizes that achieving these goals can alleviate financial anxiety and move you closer to your personal vision of financial freedom.
November 6, 2024
By
The Admiral Staff
This article suggests four actionable steps to boost a credit score above 700, all achievable within a week. First, write a “goodwill letter” to creditors explaining past mistakes and demonstrating a commitment to improvement. Second, utilize the free website Credit Sesame to identify specific areas for improvement based on your unique credit profile. Third, explore MoneyLion to potentially lower credit card interest rates by up to 70%, accelerating debt payoff. Finally, switch to a debit card from Chime to avoid
November 5, 2024
By
The Admiral Staff
A reader asks if they can collect half of their ex-wife’s Social Security benefits, and if their ex could claim half of theirs. The expert clarifies that Social Security benefits are not taken from one person’s check and given to another. Spouses or former spouses may qualify for benefits based on their ex’s earnings record, but only if certain requirements are met (marriage lasting 10 years, divorced for over two years, and not currently remarried). The maximum spousal benefit
November 3, 2024
By
The Admiral Staff
Skyrocketing rents are impacting tenants nationwide, with average monthly rent reaching $2,000. To combat this, the article suggests several strategies: playing Bingo or Solitaire for cash prizes (potentially earning up to $83 per win), starting a bookkeeping business (earning up to $69/hour), consolidating credit card debt with a lower-interest loan, getting paid for watching movie previews or taking surveys, and investing in U.S. Treasury accounts for a higher yield than
