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March 6, 2025
By
The Admiral Staff
Loan rejection rates have risen to a high not seen since 2018, reaching nearly 22% in June 2023, particularly impacting those with credit scores below 680. Common reasons for denial include low credit scores, negative items on credit reports, high debt-to-income ratios, unstable income, too many recent credit applications, and insufficient income. To improve your chances, check your credit report for errors, reduce debt, build credit history, and consider
March 5, 2025
By
The Admiral Staff
This article encourages readers to reduce waste and save money by repurposing common household items instead of throwing them away. It provides 16 specific examples, categorized by use (for kids, around the house, in the yard, and for self-care). Ideas include using toilet paper tubes for crafts, produce boxes as bath toys, old towels as rags, wine bottles as vases, and even coffee grounds as fertilizer or skincare. The article also highlights additional money-saving opportunities through tools and services like auto
March 4, 2025
By
The Admiral Staff
Many toy companies hire children to test toys, either by sending them toys to review or inviting them to toy labs. While competitive, landing a spot can provide free toys or even pay. To increase your child’s chances, proactively contact companies, monitor social media (especially Facebook pages of toy brands), cultivate an online presence (blog, social media), and create thorough, honest reviews detailing the toy’s features and durability. Some companies like L&E Opinions offer paid market research opportunities, including toy
March 1, 2025
By
The Admiral Staff
Supply chain issues are expected to persist in 2025 due to factors like extreme weather, geopolitical tensions, labor shortages, transportation bottlenecks, and rising inflation. This may lead to shortages and price increases for various products, including canned goods, pasta, coffee, baby formula, toilet paper, laundry detergent, and medications. The article advises consumers to stock up on essential items with long shelf lives, rotate stockpiles regularly, and consider supplementing income through online tasks to offset potential price increases.
March 1, 2025
By
The Admiral Staff
Ten settlements are currently accepting claims, offering consumers the opportunity to recover compensation for various issues including false advertising, unlawful fees, data breaches, and unpaid overtime. Key settlements include a $31.9 million agreement related to tractor hydraulic fluid, a $3 million settlement concerning late fees charged to California tenants, and a $9 million settlement against Fandango for failing to disclose ticket fees in New York. Other settlements address issues like unauthorized bank account debits, misleading cosmetics advertising, a Mercer University data