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December 15, 2025
By
The Admiral Staff
The article encourages readers to conduct regular “financial checkups” similar to annual physicals to assess and improve their financial health. It outlines 11 steps to do so, including updating your budget, tracking spending, reducing fixed expenses, building an emergency fund, evaluating savings and retirement contributions, tackling debt, improving your credit score, reviewing your credit report, updating your resume, and protecting your assets with insurance. The piece also provides resources and ideas for managing unexpected expenses and boosting income.
December 14, 2025
By
The Admiral Staff
The article addresses holiday financial stress and offers solutions for budget-friendly gift-giving. It suggests earning extra money through online tasks like surveys and app testing (potentially earning up to $1,000/month). For gift-giving, it recommends strategies like using a cash budget, limiting gift recipients, participating in group gifting, the “four-gift rule,” shopping second-hand, making DIY gifts, and offering experiences based on personal skills instead of purchased tickets.
December 14, 2025
By
The Admiral Staff
To protect your Christmas tree from curious cats on a budget, consider these tips: use a sturdy, weighted base; opt for shatterproof ornaments; create a citrus barrier; secure the tree to a wall; skip tinsel; wrap the base with foil; or elevate the tree on a table. The article also suggests earning extra money through online surveys and tasks to fund these cat-proofing measures.
December 12, 2025
By
The Admiral Staff
This article provides a 10-step guide to building good credit. Key takeaways include: consistently paying bills on time (which accounts for 35% of your score), addressing inaccuracies in credit reports, and strategically using credit cards – potentially starting with a secured card – to establish a positive credit history. It also advises prioritizing credit card debt repayment, keeping old accounts active, and applying for new credit selectively, while emphasizing that a good credit score is just one aspect of overall financial health.
December 11, 2025
By
The Admiral Staff
This article compares five “buy now, pay later” (BNPL) apps – Affirm, Afterpay, Sezzle, Klarna, and PayPal – to help shoppers choose the best option. BNPL apps allow customers to split purchases into smaller installments, often interest-free. Key differences include interest rates (ranging from 0% to 30% APR depending on the plan), payment schedules (most offer a “Pay in 4” option with payments every two weeks), late fees (
