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June 18, 2025
By
The Admiral Staff
This article outlines strategies to save $1,000 in a month by tracking spending, budgeting, and cutting expenses. Key steps include using budgeting apps, following the 50/30/20 rule, and reducing costs by cooking at home, packing lunch, and utilizing cashback apps. Further savings can be achieved by lowering auto insurance rates, reducing grocery bills through meal planning and store brands, canceling subscriptions, negotiating bills, and earning extra income through side hustles or selling unused items
June 17, 2025
By
The Admiral Staff
Bonuses, including commissions, overtime, and prizes, are considered “supplemental income” and are taxed differently than regular wages. Employers can use either the percentage method (withholding 22% for bonuses under $1 million) or the aggregate method (calculating taxes as if the bonus were part of a regular paycheck). Bonuses over $1 million are taxed at 22% on the first $1 million and then at the individual’s regular income tax bracket (up to 3
June 16, 2025
By
The Admiral Staff
According to Experian, the average American carries $6,501 in credit card debt. With average interest rates of 23.75% and minimum payments of 2%, it could take 13 years to pay off, costing over $13,972 – more than double the original balance. The article outlines 11 strategies to accelerate repayment, including lowering interest rates, budgeting aggressively, and utilizing balance transfers.
June 15, 2025
By
The Admiral Staff
Due to new tariffs, prices on some goods are expected to rise. To mitigate these price increases, consider shopping secondhand, using online tools to find deals, buying local or American-made products, cutting unnecessary spending, swapping with neighbors, utilizing freebie groups, growing your own food, delaying big purchases, and checking discount stores for off-season deals.
June 14, 2025
By
The Admiral Staff
The article details how to make money by selling goods at geek and comic conventions. It advises starting small at local conventions rather than large ones like San Diego Comic-Con, and suggests selling unique, original items to avoid trademark issues. Success depends on visibility, friendly interaction, and pricing items to ensure profit after considering costs like table fees, credit card processing, travel, and networking. The author shares personal experiences and tips for minimizing travel expenses and managing other hidden costs to maximize earnings.
