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July 6, 2025
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The Admiral Staff
This article provides tips for navigating Amazon Prime Day, which runs July 8-11. Beyond just focusing on Prime Day deals, it highlights ways to save on everyday expenses like auto insurance, gas, and groceries. For Prime Day specifically, the advice includes getting a Prime trial, creating a shopping list, watching for limited-time “Lightning Deals,” comparing historical prices using tools like CamelCamelCamel, and following Amazon on social media for surprise deals.
July 5, 2025
By
The Admiral Staff
Cybercriminals are increasingly targeting Amazon shoppers through various scams, including phishing emails, fake customer support calls, and hacked accounts. Other prevalent schemes involve fake gift card requests, subscription scams, fraudulent sellers, package theft, and fake job offers. Scammers also exploit potential refunds, manipulate product reviews, and impersonate tech support or charities. To protect yourself, always verify information directly through Amazon’s official channels and avoid clicking suspicious links or providing personal details.
July 5, 2025
By
The Admiral Staff
A library card offers access to far more than just books—including audiobooks, movies, streaming services, and classes—and can save individuals and families significant money. Obtaining a card is typically straightforward, requiring basic identification and address verification. Beyond the library, the article suggests additional money-saving strategies like using auto insurance comparison tools, exploring personal loans, utilizing balance transfer credit cards, and leveraging apps like Upside for gas savings. For those seeking books not available at the library, options like used bookstores
July 4, 2025
By
The Admiral Staff
Online surveys can provide a small income boost by sharing your opinions with companies for market research. While it won’t make you rich, platforms like Branded Surveys, InboxDollars, Survey Junkie, Swagbucks, KashKick, and Scrambly offer ways to earn extra money or gift cards in your spare time. To maximize earnings, sign up for multiple sites, stay consistent, and avoid scams that ask for upfront fees or personal financial information. Payouts typically come via PayPal, direct
July 2, 2025
By
The Admiral Staff
The federal funds rate, set by the Federal Reserve, influences borrowing costs across the economy. It’s the interest rate banks charge each other for overnight loans and operates within a target range (currently 4.25% to 4.50%, with an effective rate of 4.33%). When the Fed raises rates to combat inflation, borrowing becomes more expensive – impacting credit cards, mortgages, and auto loans. Conversely, lowering rates encourages spending and investment. Rising rates generally benefit
