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July 18, 2025
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The Admiral Staff
The article highlights 15 free online courses from prestigious universities that rival or surpass paid programs. These courses cover a wide range of subjects, including computer science (Harvard’s CS50), well-being (Yale), machine learning (Stanford), financial markets (Yale), philosophy (Edinburgh), and data science (University of Washington). Other notable offerings include courses on artificial intelligence (MIT), public speaking (University of Washington), psychology (University of Toronto), and international relations (University of London). The
July 16, 2025
By
The Admiral Staff
President Trump’s tariffs are expected to raise prices on imported goods, impacting everything from sneakers to produce. While intended to protect U.S. manufacturers and influence trade negotiations, economists warn they could lead to inflation and a recession, already impacting the stock market and causing layoffs. Consumers can mitigate these effects by shopping secondhand, buying local or American-made, delaying purchases, utilizing online shopping tools, and exploring community resources like swaps and gardens. Current tariffs range from 10% to 50
July 16, 2025
By
The Admiral Staff
Despite student loan debt, homeownership is achievable with strategic financial planning. The article outlines 15 practical steps including improving your credit score, exploring first-time buyer assistance programs, and considering income-based repayment plans to lower your debt-to-income ratio. Other key strategies involve cutting expenses, saving for a larger down payment, and shopping around for lenders experienced with student loan borrowers. Maintaining stable employment, choosing a modest home, and building an emergency fund are also crucial for securing mortgage approval and
July 15, 2025
By
The Admiral Staff
To save money on car insurance, shop around and compare quotes from multiple companies, including local and regional insurers. Look for discounts like safe driver, good student, low-mileage, and bundling. Consider raising your deductible and adjusting coverage based on your car’s value, while maintaining high liability coverage. Improving your credit score and driving safely can also significantly lower rates. Regularly re-evaluate your policy and explore options like autopay and telematics programs for additional savings.
July 14, 2025
By
The Admiral Staff
Capital One Shopping is a free browser extension and mobile app that helps users save money while shopping online. It automatically applies coupon codes, compares prices across retailers, and offers shopping rewards redeemable for gift cards. While savings vary, many users have reported significant discounts. It’s a comprehensive tool that combines coupon finding with price comparison, differentiating it from competitors like Honey (coupon focus) and Rakuten (cashback). The app is legitimate and safe, though some users have concerns about data privacy. To
