Author: The Admiral Staff

July 26, 2025 Off

Uncover Hidden Income: 9 Secret Websites to Make Money Online

By The Admiral Staff

The article highlights nine “secret” or underrated websites offering ways to earn money online, often requiring minimal skills and just a phone and internet access. These include: **Free Cash** (tasks from various advertisers), **MyPoints** (shopping, surveys, games), **Survey Junkie** (surveys), **Go Branded** (daily polls & surveys), **Respondent & User Interviews** (paid research interviews), **Field Agent** (mystery shopping & retail tasks), **Testbirds** (

July 25, 2025 Off

Smart Career Shift: 15 Steps to a Successful Change

By The Admiral Staff

This article provides a 15-step guide for individuals considering a career change. It emphasizes a strategic, informed approach rather than a risky leap, suggesting steps like clarifying dissatisfaction, auditing transferable skills, researching job options, and networking with people in desired fields. The guide also covers practical considerations such as short-term training, testing roles through freelancing or volunteering, assessing financial impact, and updating professional materials. It encourages tracking progress, seeking feedback, and publicly announcing the career shift to gain momentum and

July 25, 2025 Off

Retirement Ready: Finding a Fiduciary CFP Near You

By The Admiral Staff

To find a qualified financial planner for retirement, the author recommends searching the CFP Board’s website (letsmakeaplan.org) for Certified Financial Planner (CFP) professionals in your area. It’s crucial to ensure the planner is a fiduciary, meaning they are legally obligated to act in your best financial interest. The article provides a list of questions to ask potential planners to assess their credentials, services, approach, client types, fees, and potential commissions, and advises verifying their certification and disciplinary

July 24, 2025 Off

Smart Shopping: Your Guide to Saving Big in 2025

By The Admiral Staff

The article highlights the importance of price comparison for saving money, arguing it’s a key to financial happiness despite Theodore Roosevelt’s famous quote. With 82% of consumers checking multiple options before online purchases, comparison shopping is increasingly vital due to rising costs. The article recommends seven websites and apps to help save on various expenses: HighSpeedInternet.com (internet), GasBuddy (gas), WhistleOut (cell phone plans), Penny Hoarder Auto Insurance Tool & Policygenius (auto insurance

July 23, 2025 Off

Navigating Deductibles: Smart Strategies to Lower Your Costs

By The Admiral Staff

Facing high insurance deductibles can feel overwhelming, but there are several options to manage the costs. Consider requesting a payment plan from your provider, utilizing a Health Savings Account (HSA) if available, or exploring deductible loans from credit unions. Local nonprofits and assistance funds can provide grants, while strategically using a 0% APR credit card or selling unused items can offer quick cash. Other possibilities include checking for catastrophic coverage adjustments, deductible waivers, borrowing from a 401(k) (as