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November 1, 2022
By
The Admiral Staff
Retailers are increasingly promoting Black Friday deals early, but Rakuten offers a less stressful way to save with double cash back deals on a variety of retailers and travel sites. Current offers include boosted cash back at stores like Nike, Adidas, Zales, and Expedia, among others. New users also receive a $10 welcome bonus. These deals are subject to change, so shoppers are encouraged to act quickly.
October 12, 2022
By
The Admiral Staff
Amidst widespread business closures and economic disruption due to the COVID-19 pandemic, various relief measures are emerging for small businesses. Banks and credit-card companies are offering case-by-case assistance, including fee waivers and payment relief. Federal initiatives include the Families First Coronavirus Response Act (providing paid sick leave credits), deferred tax payments and extended filing deadlines, and the CARES Act (providing $1,200 stimulus checks and $360 billion for small businesses). Facebook has launched
October 1, 2022
By
The Admiral Staff
Several class action settlements are nearing deadlines in October, offering potential payments to consumers who meet specific criteria. These include settlements related to Mercedes-Benz emissions, British Airways canceled flights, Roundup weed killer, Enfamil formula, price fixing of drugs (Nexium, Diovan, Valcyte), Sara Lee pound cake, defective toilet connectors, a CentralSquare data breach, TransUnion’s handling of OFAC data, a Next-Gen sweepstakes scam, and fraudulent websites operated by On Point Global. Dead
September 24, 2022
By
The Admiral Staff
The coronavirus pandemic makes it reasonable to tap into your emergency fund, but it’s important to proceed thoughtfully. Before doing so, consider: whether the expense is a genuine need, if external resources or assistance programs can help, if you have other available cash to use first (excluding retirement accounts), and if you can reduce costs by finding cheaper alternatives.
September 22, 2022
By
The Admiral Staff
The COVID-19 pandemic has significantly impacted the housing market, but buying a home isn’t entirely different. Affordability remains key, and securing a mortgage has become more challenging due to stricter lending requirements, higher down payments (like JPMorgan Chase’s 20% minimum), and updated income verification. However, historically low interest rates (around 3%) offer a potential advantage for those with stable income and decent credit. Ultimately, the best course of action depends on individual financial circumstances and
