Author: The Admiral Staff

January 31, 2023 Off

Marrying My Stubborn Boyfriend: Protecting My Future

By The Admiral Staff

A woman is concerned about marrying her boyfriend of two and a half years due to his financial irresponsibility (delinquent student loan debt and a lack of administrative follow-through) and past health issues. While she loves him and envisions a future together, she fears becoming financially burdened by his actions and worries about potential medical expenses. The financial advisor suggests exploring options like long-term care insurance or Medicaid compliant annuities to protect her savings, but emphasizes the larger issue: her boyfriend’s lack of responsibility

January 30, 2023 Off

Navigating Job Loss: Financial Steps to Take Now

By The Admiral Staff

Millions of Americans have lost their jobs due to the pandemic, and more layoffs are expected. To mitigate financial hardship, experts recommend immediately applying for unemployment insurance, reducing expenses (potentially by shopping around for cheaper car insurance), and seeking temporary “bridge jobs” at companies like Walmart, Amazon, and Target, which are hiring for seasonal and permanent positions.

January 30, 2023 Off

Subscription Box SOS: Are They Worth the Hype?

By The Admiral Staff

Subscription boxes offer a fun surprise delivered monthly, but it’s important to evaluate them carefully. The article highlights key factors to consider: look for good reviews, full-size products, good value, customization options, and unique offerings (green flags). Conversely, be wary of difficult cancellation processes, exchange issues, escalating prices, and subscriptions that don’t align with your needs (red flags). Ultimately, assess whether the subscription offers genuine value or is simply a fleeting impulse purchase.

January 30, 2023 Off

Unlock Your Phone’s Potential: 9 Ways to Make Money on the Go

By The Admiral Staff

This article explores ways to earn extra money using your smartphone. It highlights nine legitimate methods, including taking surveys, testing apps and websites, earning cashback on purchases, selling unused items, utilizing gig apps (like DoorDash and TaskRabbit), selling photos, playing games for cash, freelancing, and renting out belongings. While these options won’t replace a full-time income, they offer a way to supplement earnings, particularly for those with flexible schedules or seeking extra income. The article also cautions readers