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November 28, 2023
By
The Admiral Staff
The article highlights how improving your credit score can unlock financial goals like buying a home or car. It features Lorenzo Frias, who raised his score by nearly 170 points using the free website Credit Sesame. Credit Sesame provides personalized tips and tools to identify credit report errors and improve scores, recommending actions like credit-builder loans, secured credit cards, and disputing negative claims. Frias’s improved credit allowed him to secure an apartment lease and pre-approval for a mortgage, demonstrating the
November 24, 2023
By
The Admiral Staff
Buying a house is a significant expense, and homeowners often overpay. Mortgage.net is a website that helps buyers and homeowners potentially save money—averaging $200-$300 per month—by comparing mortgage and refinance options from various lenders. Users can receive multiple loan quotes in minutes by filling out a brief form, allowing them to easily compare rates, APRs, monthly payments, and fees.
November 23, 2023
By
The Admiral Staff
A woman is ending a relationship after eight months of dating, during which her boyfriend consistently paid for everything and is now complaining about a gift she purchased. Despite his insistence on paying, she’s decided not to go on a pre-paid trip. The financial advice columnist suggests she pay her half of the trip cost to clear her conscience, and then firmly end the relationship, avoiding further discussion and focusing on her own feelings. The columnist cautions against allowing partners to consistently pay for everything, as it can
November 22, 2023
By
The Admiral Staff
A recent survey by The Penny Hoarder reveals that over half of Americans (55%) don’t budget, and a similar percentage (56%) are unaware of their monthly spending. However, those who do budget are more likely to track expenses and avoid overspending that impacts bill payments. While many non-budgeters cite lack of necessity, time, or organization as reasons, experts emphasize that budgeting is about aligning values with spending. Popular budgeting methods include spreadsheets, zero-based budgeting, and
November 21, 2023
By
The Admiral Staff
The market for vintage toys is booming due to collector demand and nostalgia. While some items fetch high prices—like a 1967 GI Joe female nurse ($700) or a retired Star Wars Imperial Star Destroyer LEGO set ($600+)—others, like stuffed animals, are generally not sought after. Determining value involves researching recent eBay sales, considering condition, rarity, and supply. Professional appraisals and grading can increase value, especially for items over $200. Vintage toy
