Author: The Admiral Staff

January 7, 2024 Off

50 Years and Uncertain: Protecting Your Future Without a Marriage Certificate

By The Admiral Staff

A long-term unmarried partner may face challenges receiving a deceased partner’s retirement benefits, particularly Social Security, which typically requires marriage. While workplace retirement plans like 401(k)s can designate a non-spouse beneficiary, IRAs offer more flexibility. Estate planning, including beneficiary designations on retirement accounts, life insurance, and bank accounts, alongside a will and medical power of attorney, becomes crucial to protect assets and ensure the surviving partner’s well-being. The author suggests considering

January 7, 2024 Off

Holiday Debt Detox: 5 Tips to Avoid the January Blues

By The Admiral Staff

A recent poll indicates that over half of Americans with credit card debt are willing to add more debt during the holiday season. To avoid post-holiday financial stress, the article suggests five strategies: earning extra cash instead of spending, setting gift budgets and traditions, avoiding shopping while intoxicated, utilizing the “debt snowflake method” to pay down bills as you shop, and considering a balance transfer to a 0% introductory rate credit card.

January 7, 2024 Off

Stranded & Sleepless: Airport Survival Guide for Travel Chaos

By The Admiral Staff

Thousands of airline passengers are stranded at airports across the U.S. due to widespread flight cancellations caused by a winter storm. To help travelers cope with the disruption, the article offers eight survival tips: pack essentials like snacks and a phone charger, know your right to a refund for canceled flights, remain polite to airport staff, book a hotel immediately, check credit card benefits for travel delay reimbursement, utilize social media for assistance, consider purchasing an airport lounge pass, and find a comfortable place to sleep.

January 7, 2024 Off

The Uber Hustle: Secrets to Maximizing Your Earnings

By The Admiral Staff

Becoming a successful Uber driver requires strategic thinking beyond simply working long hours. While the average Uber driver in the U.S. earns around $63,913 annually (15% above the national average), journalist Emily Guendelsberger’s undercover experience in Philadelphia revealed several key tactics. These include prioritizing personal nourishment over passenger snacks, identifying convenient restroom locations, avoiding popular high-demand areas to prevent surge pricing drops, strategically logging in and out of the driver app to manipulate surge fares

January 6, 2024 Off

Beyond Windows: 10 Unexpected Ways Windex Works

By The Admiral Staff

This article highlights 10 surprising uses for Windex beyond cleaning windows. It can be used to move furniture, clean carpets and upholstery, repel insects, clean cars, wash makeup brushes, de-grease kitchens, disinfect doorknobs, remove clothing stains, clean patio furniture, and make jewelry sparkle. The article also provides important considerations for different Windex formulas (clear vs. blue, ammonia-free) and cautions against using it on certain delicate gemstones.