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February 3, 2024
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The Admiral Staff
The article highlights Upstart, an online lending platform that utilizes artificial intelligence to approve more loan applicants and offer lower interest rates compared to traditional lenders. Unlike conventional models that heavily rely on credit scores, Upstart’s machine learning technology considers a wider range of factors to assess creditworthiness, potentially benefiting those with bad or no credit. This results in 26% more loan approvals and an average of 10% lower interest rates (between 3.99% and 35.
February 1, 2024
By
The Admiral Staff
Ten class action settlements are currently accepting claims through February 2024, offering consumers opportunities to recover funds related to various issues. These include: a $245 million settlement for Fortnite users regarding in-game purchases, $4.4 million for Chick-fil-A delivery fee misrepresentations, $3.5 million for contaminated Lyons Magnus beverages, $300 million for Juul/Altria’s misleading advertising, and $6.25 million for Grande Cosmetics’
February 1, 2024
By
The Admiral Staff
Found is a financial technology company designed to simplify finances for self-employed individuals like freelancers, gig workers, and contractors. It offers free business banking services through Piermont Bank, including a business checking account, invoicing tools, bookkeeping, and tax preparation assistance—all within a single app. While the core features are free, a paid subscription (Found Plus) provides additional customization options, tax-planning tools, and a 1.5% APY on savings up to $20,00
February 1, 2024
By
The Admiral Staff
To successfully navigate a job interview, thorough preparation is key. This includes researching the company extensively – exploring their website, social media, news coverage, and employee reviews – and familiarizing yourself with the interviewers, possibly finding mutual connections. Practice answering common interview questions, clean up your social media presence, dress professionally, and arrive early. Demonstrating respect for everyone you encounter, showcasing your achievements with measurable results, and having thoughtful questions to ask the interviewer will leave a positive and lasting impression.
January 30, 2024
By
The Admiral Staff
This article highlights 25 popular personal finance books offering guidance on improving financial literacy and achieving financial success. Recommendations range from classic titles like “The Total Money Makeover” and “Rich Dad Poor Dad” to newer options like “Financial Feminist” and “Get Good With Money.” Topics covered include debt payoff, investing, budgeting, wealth building, navigating financial crises, and understanding the psychology of money. The article also suggests resources like podcasts and browser extensions for further financial assistance.