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February 8, 2024
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The Admiral Staff
Earnin is a paycheck advance app offering an alternative to payday loans. Users can access a portion of their earned wages before their regular payday, with borrowing limits up to $750 per pay period and $100 per day. The service operates on voluntary tips rather than mandatory fees, and eligibility is based on having a regular pay schedule and connecting the app to your bank account to verify earnings. Instant access to funds is available through a paid “Lightning Speed” feature, otherwise transfers take
February 8, 2024
By
The Admiral Staff
The article highlights the value of children’s books in teaching financial literacy, even for adults. It presents a curated list of 20 books categorized by age group, covering topics from basic saving and budgeting to investing and entrepreneurship. Younger children can learn about earning, spending, and the value of money through engaging stories, while older kids and teens can explore more complex concepts like investing, debt management, and building a business.
February 7, 2024
By
The Admiral Staff
This article explores opportunities to earn money by reviewing books. It highlights seven publishers and websites – The U.S. Review of Books, Online Book Club, Kirkus Media, Booklist Online, Women’s Review of Books, Publisher’s Weekly, and BookBrowse – that hire freelance book reviewers. Pay rates vary significantly, ranging from $5 to $100 per review, and often include receiving free books. Requirements include submitting writing samples and resumes, with some sites prioritizing experienced reviewers.
February 6, 2024
By
The Admiral Staff
The rise of gig work is changing the employment landscape, with over 10% of the U.S. population now self-employed. Gig workers are responsible for paying self-employment taxes (up to 15.3% on income up to $168,600 in 2024) and can significantly reduce their tax burden by utilizing deductions. Key strategies include meticulously tracking income and expenses throughout the year using tools like spreadsheets or apps, and understanding deductions for
February 6, 2024
By
The Admiral Staff
Amazon Prime, now with 157.4 million U.S. subscribers, costs $139 annually or $14.99 monthly, with free trials available. The membership offers numerous benefits including fast (same-day, one-day, two-day) delivery, access to Prime Video and Prime Music, free games and in-game content via Prime Gaming, ebooks and audiobooks through Prime Reading, unlimited photo storage with Amazon Photos, a “Try Before You Buy
