Author: The Admiral Staff

March 17, 2024 Off

The Great Sick Day Confessions

By The Admiral Staff

A recent CareerBuilder survey revealed that over a third of employees have called in sick when not actually ill, with common reasons including not wanting to go to work, needing to see a doctor, or wanting to relax. Some employees offer outlandish excuses, ranging from ozone flattening tires to a llama’s illness. Employers are cracking down, with 22% having fired employees for faking sick days, often by monitoring social media or even conducting wellness checks.

March 17, 2024 Off

From Broke to Budget Boss: How I Paid Off Half My Student Loans at 25

By The Admiral Staff

This article details a young woman’s journey to paying off nearly half of her student loan debt while earning $15 an hour. She emphasizes that budgeting is key to taking control of your finances. The process involves tracking spending, setting financial goals, analyzing expenses, building a budget (using tools like YNAB, spreadsheets, or pen and paper), assigning a purpose to every dollar, staying vigilant with spending, and being realistic with adjustments. The author stresses that budgeting isn’t rigid and encourages incorporating

March 17, 2024 Off

Smaller Refunds: Why Your Tax Return May Look Different This Year

By The Admiral Staff

Taxpayers should expect smaller refunds or potentially owe more this year due to the expiration of several COVID-19 assistance programs. Key changes include reduced Child Tax Credit and Child and Dependent Care Credit amounts, the elimination of COVID sick and caretaking leave credits, a reduced Earned Income Credit for some, and the removal of a charitable donation deduction. However, new tax credits related to energy-efficient home improvements and appliances, introduced by the Inflation Reduction Act, could offer some offsetting savings. Additionally, changes

March 16, 2024 Off

Vacation Payday: Earn Money While You Get Away

By The Admiral Staff

Many Americans don’t use all their vacation time due to work stress or concerns about colleagues. To help offset the cost of travel—which can average $4,000 for a family of four—the article suggests ways to earn money while on vacation. Options include renting out your home on Airbnb, sharing your car through RelayRides or FlightCar, completing small tasks via apps like Gigwalk (photographing stores) or Field Agent (mystery shopping), and exploring new cities while earning

March 15, 2024 Off

Unlock Your Money’s Potential: Simple Steps to Financial Growth

By The Admiral Staff

The article encourages readers to “make their money work for you” by investing rather than letting it sit stagnant. It highlights that investing, even with small amounts, can lead to significant growth over time, contrasting a modest retirement savings of $100,000 with a potential million dollars through investing. The article then provides four tools to help achieve this: optimizing a 401(k) with Blooom, starting to invest with as little as $5 through Stash, accelerating