Author: The Admiral Staff

April 6, 2024 Off

Trampoline Trouble: How a Backyard Bounce Zone Can Impact Your Home Insurance

By The Admiral Staff

Homeowners insurance companies often view trampolines as high-risk due to the significant number of injuries they cause, with over a million emergency room visits reported between 2002 and 2011. Coverage varies widely – some policies exclude trampolines entirely, while others may require safety netting. Failure to disclose a trampoline to your insurer can lead to policy cancellation and a damaged insurance score. If you choose to have one, experts recommend informing your insurer, increasing liability coverage (potentially with an

April 5, 2024 Off

Beyond the Internship: 5 Ways to Boost Your Career

By The Admiral Staff

The article discusses alternatives for students who don’t secure internships. The author shares their experience of initially being disappointed after not landing an internship, but then taking a challenging “magazine staff” class which proved invaluable for their career development and networking. The article then outlines five productive routes to consider instead of an internship: taking a summer class, getting a job (even a flexible side hustle), completing a personal project, networking with professionals, and volunteering with a nonprofit. The key takeaway is that not getting an

April 4, 2024 Off

Millennial Magnet: America’s Hottest ZIP Codes for First-Time Homebuyers

By The Admiral Staff

According to a Realtor.com analysis, the hottest ZIP codes in America for millennial homebuyers prioritize strong local economies, affordability, transportation, recreation, and quality of education. The top spot is 02176 in Melrose, Massachusetts, followed by Worthington, Ohio (43085), and Centennial, Colorado (80122). Texas also had a strong showing with three ZIP codes on the list, including Plano (75023). Millennials in these areas earn significantly

April 3, 2024 Off

Time to Reinvent Retirement

By The Admiral Staff

Many Americans (56%) feel behind on retirement savings, but it’s not too late to catch up, even in your 50s. Experts recommend maximizing employer 401(k) matching contributions, using retirement calculators, and being mindful of hidden fees. Key strategies include making “catch-up” contributions (an extra $7,500 annually for those 50+), creating a retirement income plan, reevaluating spending habits, considering a side gig for

April 3, 2024 Off

Billion-Dollar Dreams: How Much Would You *Really* Win?

By The Admiral Staff

With a $1 billion Powerball jackpot up for grabs, the article explores what a winner would realistically take home after taxes, noting the choice between a lump sum ($516.8 million, potentially leaving around $325 million after taxes) or 30 annual payments (averaging $33.3 million each, totaling $522-$631 million over 30 years). Financial experts advise seeking legal and accounting help immediately upon winning and employing someone to manage