Home » Archives for The Admiral Staff » Page 131
May 1, 2024
By
The Admiral Staff
Ten separate settlements are currently accepting claims, offering compensation to consumers for various issues including data breaches, robocalls, and consumer law violations. These include settlements related to data breaches at Presbyterian Healthcare Services, Personal Touch Holding Corp., Med-Data, and Avem Health Partners, as well as a Fiat Chrysler robocalling case, a BIPA violation by Calmark Group, a LasikPlus false advertising case, a Vasona Management fair housing settlement, and claims against First American Payment Systems for
May 1, 2024
By
The Admiral Staff
College donations in the U.S. totaled $58 billion in 2023, with most contributions coming from organizations, while individual donations decreased. While alumni giving rates vary, some institutions like Wellesley College see nearly 50% of alumni donate. Donations are tax-deductible, but limitations apply based on adjusted gross income, though some states offer tax credits. Strategies for maximizing tax benefits include timing donations and always requesting a tax receipt. Donors can also carry forward unused deductions
May 1, 2024
By
The Admiral Staff
Whether a surviving spouse can continue receiving pension benefits after remarriage depends on the specific plan’s terms. Private pensions often allow benefits to continue, particularly if the contributions were primarily from the deceased spouse. Public pensions and the military’s Survivor Benefit Program (SBP) may have different rules, with the SBP allowing benefits if remarriage occurs after age 55. Social Security survivor benefits can generally be maintained if remarried after age 60. It’s crucial to verify details with the
May 1, 2024
By
The Admiral Staff
This article offers tips for saving money, particularly focusing on reducing expenses related to commuting and unexpected bills. Key suggestions include switching to regular gasoline if your car doesn’t require premium, comparing car insurance rates using websites like NerdWallet, CheapRatesOnline, Insurify, and EverQuote to potentially save hundreds of dollars annually, utilizing store loyalty apps for savings, and optimizing credit card rewards for maximum benefit. The article also acknowledges financial hardship and suggests resources for managing unexpected expenses.
April 30, 2024
By
The Admiral Staff
Charles Schwab’s robo-advisor, Schwab Intelligent Portfolios, builds diversified investment portfolios using a combination of their expertise and technology, utilizing 51 low-cost ETFs. After answering questions about your goals and risk tolerance, Schwab creates a portfolio tailored to you, offering six risk profiles and three investment strategies. The standard service has no management fees but includes ETF expense ratios (0.03% to 0.18%), and offers automatic rebalancing and tax-loss harvesting (for accounts
