Author: The Admiral Staff

Amazon’s Hidden Treasures: 11 Freebies You Didn’t Know Existed
June 23, 2024 Off

Amazon’s Hidden Treasures: 11 Freebies You Didn’t Know Existed

By The Admiral Staff

The article highlights 11 ways to get freebies and save money while shopping on Amazon. These include a 30-day Amazon Prime free trial, free music streaming, Kindle Unlimited trials, free shipping (with Prime or $35+ orders), rewards points through the Amazon Visa Card, unlimited photo storage, a free Audible trial, Grubhub+ for Prime members, free games via Luna, the “Try Before You Buy” program for clothing, and a free self-publishing platform (

Working While Receiving Social Security: When Does the Penalty End?
June 22, 2024 Off

Working While Receiving Social Security: When Does the Penalty End?

By The Admiral Staff

If you receive Social Security benefits before your full retirement age, your earnings may reduce your benefit amount. This reduction ($1 for every $2 earned over $22,320 in 2024) stops once you reach your full retirement age, which depends on your birth year (65, 66, or 67). After reaching full retirement age, your benefits will be recalculated to give credit for any previous reductions, ensuring your total lifetime benefits remain the same.

Decoding the Textbook Trap: Smart Ways to Save on College Costs
June 21, 2024 Off

Decoding the Textbook Trap: Smart Ways to Save on College Costs

By The Admiral Staff

College textbook costs are rising, increasing 7% from 2020 to 2023, with the average first-year student spending $1,212. The article provides numerous strategies to save money, including: checking for public domain texts, sharing books with classmates, utilizing the library, opting for older editions, renting, buying electronic versions, exploring online marketplaces, checking financial aid and scholarships, and considering open textbook libraries. It also advises caution regarding access codes and suggests

Decoding Your Dog & Home Insurance: A Paw-some Guide
June 20, 2024 Off

Decoding Your Dog & Home Insurance: A Paw-some Guide

By The Admiral Staff

Homeowners insurance can be tricky, especially for dog owners. Dog bite claims are on the rise (up 82.5% in the last decade), driven by increased medical costs and settlements, and many states hold owners liable for any injuries their dog causes. A significant number of insurance companies restrict certain breeds like Doberman pinschers, pit bulls, and rottweilers, potentially leading to higher premiums, limited coverage, or even denial of insurance. However, some companies like State Farm