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September 8, 2024
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The Admiral Staff
Cashing in a life insurance policy, particularly universal or whole life policies which accrue cash value, can be tempting but requires careful consideration. Before doing so, understand policy limitations, potential tax implications (some proceeds are taxable), and the impact on beneficiaries who rely on the death benefit. Surrender fees, which decrease over time, can also significantly reduce the payout. Alternatives to cashing out include borrowing against the policy’s value, borrowing from other assets like a 401(k) or
September 7, 2024
By
The Admiral Staff
Several settlements are available for consumers to file claims by December 2024, resolving various issues. These include: $1.67 million from Change Healthcare and BCBSNC for unauthorized robocalls, $2 million from Gaia Inc. for sharing subscriber data without consent, $825,000 from Earth Rated for falsely advertising compostable poop bags, $1 million from Jefferson Dental for spam texts, and resolutions related to data breaches at Baer’s Furniture and Green Valley
September 7, 2024
By
The Admiral Staff
The Borgata Casino app, developed by MGM Resorts International, offers over 1,000 games including slots, table games, and video poker for iOS and Android users. Currently available only in New Jersey and Pennsylvania, the app is legitimate, licensed, and regulated, ensuring fair play and security. It features a user-friendly interface, attractive bonuses like a $20 no-deposit bonus and a 100% first deposit match up to $1,000, and
September 5, 2024
By
The Admiral Staff
A reader is concerned their sister, the executor of their mother’s will, won’t provide a copy. According to legal expert Kimberly A. Hegwood, wills aren’t public record until probate is complete. The reader can file a “Motion to Present the Will” to request it from the executor, who is legally obligated to act in the best interest of the beneficiaries. If no will exists, the reader can initiate probate without one, overseen by a court-assigned administrator.
September 4, 2024
By
The Admiral Staff
Pool PayDay is a mobile pool game available on iOS, Samsung, and Android that allows players to compete in 1v1 matches and tournaments for real cash prizes. Powered by Skillz, it offers a realistic pool experience with accurate physics and the potential to win up to $100 per match via PayPal or Apple Pay. The app boasts a 4.6-star rating and is considered legitimate and secure, though cash tournaments are restricted in certain states. Consistent winnings depend on skill and
