Author: The Admiral Staff

Financial counselors are trained professionals who help individuals overcome money management challenges, often focusing on basic skills like budgeting and debt reduction. Unlike financial advisors who manage investments, counselors typically work with low-to-middle income clients to address day-to-day financial concerns and emotional connections to spending habits. Accredited Financial Counselors (AFCs) have specific training and adhere to a code of ethics. These counselors can be found in various settings, often offering services at little to no cost, and can be located